Terms of Use
Plain-English Summary: By using MyFundingGenie.com, you agree to these terms. AI-generated content is educational, not professional financial advice. We are not a lender and do not guarantee funding. All applications go through licensed Financial Professionals.
1. About MyFundingGenie.com
MyFundingGenie.com ("the Site," "we," "us," or "our") is owned and operated by Jeannette Wheeler through her independent funding advisory business, with technology and AI infrastructure provided through partnership with Ausem Capital / Fast Funding Group, Boca Raton, Florida. The Site provides AI-powered business and personal funding education and guidance.
2. Acceptance of Terms
By accessing or using MyFundingGenie.com, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please discontinue use of the Site immediately.
3. Educational Purpose β Not Financial Advice
Important: All content on MyFundingGenie.com, including AI-generated funding analyses, is provided for educational and informational purposes only. It does not constitute professional financial, legal, tax, or investment advice. AI-generated analyses are illustrative and based on information you provide β they are not a substitute for advice from a licensed financial professional.
Funding options, rates, terms, and qualification requirements vary by lender and change frequently. Always verify all information directly with lenders before making any financial decision.
4. No Lender Relationship
MyFundingGenie.com is not a lender, bank, or financial institution. We do not make lending decisions, approve or deny applications, or guarantee any funding outcome. All applications are referred to and processed by licensed Financial Professionals. Submission does not guarantee approval, any particular rate, or any specific term.
5. AI-Generated Content
The Site uses artificial intelligence (Claude AI, powered by Anthropic) to generate funding analyses based on user-submitted information. You acknowledge that:
- AI-generated content does not guarantee funding approval, rates, or terms.
- AI-generated analyses may contain errors, omissions, or inaccuracies.
- The AI does not have access to your credit report or complete financial history unless you provide it.
- All AI-generated content should be independently verified before any financial decision is made.
6. User Submissions and Consent
By submitting information through any form on MyFundingGenie.com, you authorize MyFundingGenie.com and its Financial Professionals to contact you via phone, email, or text message regarding your funding options. You represent that all information you provide is accurate and truthful.
Your information will not be sold to call center lists or unaffiliated third-party marketers. See our Privacy Policy for complete details.
7. Intellectual Property
All content on MyFundingGenie.com β including text, design, AI analysis frameworks, graphics, and brand elements including "Your Wish is Our Missionβ’" β is the property of MyFundingGenie.com and its operators. Unauthorized reproduction or distribution is prohibited.
8. Disclaimer of Warranties
MyFundingGenie.com is provided "as is" without warranties of any kind. We do not warrant that the Site will be error-free or uninterrupted, or that AI-generated content will be accurate or complete. We make no guarantee regarding funding outcomes.
9. Limitation of Liability
To the maximum extent permitted by law, MyFundingGenie.com, its owners, operators, and Financial Professionals shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on AI-generated content.
10. Credit Repair and Debt Settlement Referrals
MyFundingGenie.com may refer users to third-party credit repair and debt settlement providers. These are independent third parties. Credit repair is not available in all states. Debt settlement may negatively affect your credit and may have tax consequences. Consult a licensed professional before enrolling in any such program.
11. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law provisions. Disputes shall be subject to the jurisdiction of the courts of Palm Beach County, Florida.
12. Changes to These Terms
We may update these Terms at any time. Continued use of the Site following any update constitutes acceptance of the revised terms.
13. Contact Us
MyFundingGenie.com
Operated by Jeannette Wheeler
Email: info@myfundinggenie.com